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payday loans chula vista

Class actions against payday loan providers reveal just exactly how

How has this decision really impacted consumers? A number of instances in Florida involving payday loan providers shows just how devastating it’s been.

In Florida, making that loan with an interest that is annual above 45 per cent is known as “loan sharking,” and it is a criminal activity. This is certainly, unless the legislature passes a law making an exclusion, which it did for payday advances in 2001.

Ahead of September 2001, loans with rates of interest above 45 per cent had been outright unlawful.