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The Changing Face of Payday Lending in Canada. Information Sources

In this paper, Cardus continues its multi-year research associated with the loan that is payday in Canada and evaluates which policies will work, that are not, and exactly just what yet stays unknown about pay day loans, customer behavior, together with effect of federal government legislation regarding the supply and interest in small-dollar loans.

Executive Overview

The payday financing market in Canada is evolving. Provinces across Canada have actually lowered rates visit homepage of interest and changed the principles for small-dollar loans. The aim of these policies is always to protect customers from unscrupulous lenders, also to reduce the possibility of borrowers getting caught into the period of financial obligation. Just just just What spent some time working, and exactly just what hasn’t? In this paper, Cardus continues its multi-year research regarding the pay day loan market in Canada and evaluates which policies will work, that aren’t, and exactly just what yet stays unknown about pay day loans, customer behavior, while the effect of federal government legislation on the supply and interest in small-dollar loans.